Starbend Commercial Capital, a small-business funding service in Las Vegas, NV, serves owners in Spring Valley, NV, an unincorporated census-designated place in Clark County, NV. This page gives the community's self-employment figures, employer counts by sector for the ZIP it shares with Paradise, NV, the ZIP-code question and how to start a request.
| Place type | Census-designated place, unincorporated |
|---|---|
| Land area | About 35.5 square miles |
| Self-employed residents | 11.0% (+/- 0.8, ACS 2020-24) |
| In their own incorporated business | 4.4% (+/- 0.5) |
| Own ZIP code | None; Las Vegas ZIPs |
| County | Clark County, NV |
A Las Vegas, NV mailing city for an unincorporated Spring Valley, NV
Spring Valley, NV is a census-designated place, not a city. It has no municipal government of its own and is administered as unincorporated Clark County, NV, yet its addresses carry Las Vegas as the mailing city. Because of that, an owner there should confirm with each office whether county or city offices handle their licenses before a partner asks.
Spring Valley, NV across several Las Vegas ZIPs
No ZIP code carries the Spring Valley name. By land area, the place falls mostly in ZIPs 89148 (20.9% of its land), 89147 (20.4%), 89113 (19.7%), 89118 (11.5%) and 89103 (10.5%), with smaller pieces in 89117 and 89146 (Census ZCTA-to-place relationship file, 2020). Several of those ZIPs extend into neighboring places, so ZIP counts never equal Spring Valley counts.
Who employs people in ZIP 89103
ZIP 89103 is the ZIP with the clearest data for the area: 57.5% of its land lies in Spring Valley, NV and the rest in Paradise, NV. It had 1,701 employer establishments in 2023, 892 of them (52.4%) with fewer than five employees, and about 29,150 employees on payroll (ZBP 2023).
| Sector | Employers | Under five employees |
|---|---|---|
| Accommodation and food services | 224 | 25.9% |
| Professional, scientific and technical services | 214 | 76.6% |
| Retail trade | 212 | 44.8% |
| Health care and social assistance | 149 | 51.0% |
| Other services | 140 | 64.3% |
| Construction | 139 | 40.3% |
| Real estate and rental and leasing | 108 | 63.9% |
Food service, professional firms and shops lead the list. Most professional firms in the ZIP are very small (76.6% under five employees), while food businesses are larger employers: only a quarter fall in the smallest size class.
Owner-operators living in Spring Valley, NV
11.0% (+/- 0.8) of Spring Valley's employed residents were self-employed in the 2020-2024 American Community Survey: 4.4% in their own incorporated business and 6.6% unincorporated. That range sits above Clark County, NV as a whole (9.6%, +/- 0.3).
From a Spring Valley, NV storefront to a Starbend request
Requests from Spring Valley, NV start the same way as anywhere in the county: a call to (702) 514-0959 or the online form. County-wide figures and the trades Starbend covers most are on the Las Vegas, NV page, and the other nearby places are listed on the areas served page.
Spring Valley, NV sectors our partners fund
Starbend Commercial Capital works with Spring Valley, NV businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Paperwork partners commonly ask for
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- You call (702) 514-0959 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
From Spring Valley, NV, the whole request can run by phone and online.
By Starbend Commercial Capital · Updated