The right structure depends on how money moves through your trade. Below, 39 Clark County, NV business types are grouped by sector, each with its cash cycle and the funding that can fit.
Restaurants, bars, coffee shops and food makers.
Restaurant financing in Las Vegas, NV: commercial kitchen equipment, working capital for food and staff, buying a restaurant, and card-receipt advances.
Bar and pub financing in Las Vegas, NV: bar equipment, remodels, licensing timelines, stock and card-receipt advances, with Clark County, NV figures.
Coffee shop and cafe financing in Las Vegas, NV: espresso machine loans, refrigeration, build-outs and working capital, with Clark County, NV counts.
Clark County, NV had 1,739 full-service and 2,308 limited-service restaurants with employees in 2023, and fewer than a fifth of them had fewer than five employees. A kitchen buys food and pays staff on a regular cycle while card deposits settle after the sale, and a new concept or remodel involves equipment and, possibly, health-district plan review. The restaurant funding page covers kitchen equipment, buying a restaurant and working capital.
There were 468 bars with employees in the county in 2023, employing 8,649 people. A bar restocks liquor on a regular cycle, draft and refrigeration systems need upkeep, and a new location has a licensing timeline. The bar funding page puts equipment, remodels and licensing timelines side by side.
Snack and nonalcoholic beverage bars, the Census category for coffee shops, juice bars and similar counters, numbered 615 employer locations in 2023. An espresso machine or build-out is a significant purchase for a cafe. See the coffee shop page.
Clark County, NV counted 167 food manufacturers with employees in 2023, from bakeries to packaged-food makers. Mixers, ovens, packaging lines and refrigerated storage are capital purchases with long lives, and wholesale customers may pay on terms. Equipment financing fits the production gear; a credit line handles the receivables.
Physicians, dentists, therapists, home health, veterinarians and child care.
Dental practice financing in Las Vegas, NV: chairs and imaging, buying a practice, working capital for claims, and what partners read in a dental file.
Chiropractic, physical therapy and optometry practice financing in Las Vegas, NV: treatment and exam equipment, billing gaps and second-clinic build-outs.
Home health agency financing in Las Vegas, NV: caregiver payroll, payer reimbursement lag, credit lines, vehicles and equipment, county figures.
Veterinary clinic financing in Las Vegas, NV: imaging and surgical equipment, pharmacy inventory, buying a practice and working capital for a clinic.
Clark County, NV had 2,154 physician offices with employees in 2023, and 62.8% had fewer than five employees. Insurance reimbursement can trail the visit, imaging and exam equipment is a significant purchase, and practices can change hands through partner buy-ins. The medical practice page covers each.
Census counts show 964 Clark County, NV dental offices with payroll in 2023. Chairs, imaging and sterilization equipment drive capital needs, claims can lag procedures, and a practice may change hands when a dentist retires. The dental practice page covers equipment, working capital and purchase financing.
Offices of other health practitioners, the Census grouping for chiropractors, physical therapists, optometrists and similar clinics, numbered 1,560 employer locations in 2023, and 69.2% had fewer than five employees. Treatment tables, rehab equipment and exam lanes are examples of purchases. See the therapy practice page.
Home health care services had 348 employer locations in the county in 2023, employing 5,734 people. Nonemployer Statistics, a separate program, counted 4,046 home health businesses without payroll in 2024. Caregiver wages go out on a payroll cycle while payer reimbursement arrives later. The home health page covers that gap.
There were 145 veterinary services employers in Clark County, NV in 2023, and 23.4% had fewer than five employees, against 55.6% of all employer establishments in the county. Imaging, surgical suites and a pharmacy shelf make clinics equipment- and inventory-heavy. The veterinary practice page covers equipment and practice purchases.
Child day care services had 254 employer locations in 2023. Nonemployer Statistics, a separate program, counted 4,603 providers without payroll in 2024. Centers buy furniture, play equipment and kitchen gear, and payroll is a recurring cost. Equipment financing suits the furnishings; working capital covers enrollment gaps.
Law, accounting, consulting, real estate, insurance, IT and design.
Law firm financing in Las Vegas, NV: lines of credit for case costs, working capital for uneven fees, partner capital loans and office build-outs.
Accounting firm financing in Las Vegas, NV: buying a CPA practice or client book, filing-season staffing, software and offices, and growing a practice.
Clark County, NV had 1,450 legal services employers in 2023, and 69.7% had fewer than five employees. A firm can carry case costs for months, especially on contingency matters, and fees can arrive unevenly. The law firm page explains lines of credit, working capital and partner buy-ins.
There were 1,003 accounting, tax preparation, bookkeeping and payroll firms with employees in 2023, and 74.3% had fewer than five employees. Fees can concentrate around filing deadlines, and a firm may grow by buying a client book. See the accounting firm page.
Management, scientific and technical consulting had 2,512 employer locations in the county in 2023; 87.7% had fewer than five employees. Consultants may bill on payment terms and front staff costs, so a line of credit can fit.
Real estate agent offices (NAICS 5312) numbered 1,769 employer locations in 2023, and 7,914 nonemployer agents reported receipts in 2024 (NES). Commissions arrive at closing, which can come well after marketing and staff costs. A revolving line can bridge those gaps.
Insurance agencies and related offices (NAICS 5242) had 1,047 employer locations in the county in 2023. An agency can grow by hiring producers and buying books of business, and commission income can lag new policies. A line of credit can cover producer payroll; a term loan can cover a book purchase.
Clark County, NV had 962 computer systems design firms with employees in 2023, 79.5% of them with fewer than five. Projects may be billed in milestones and paid on terms. A firm with little hard collateral may look at a line of credit sized on receivables rather than an asset-backed loan.
Activities related to real estate, mainly property managers and appraisers, had 817 employer locations in 2023. A manager may front repairs and payroll for client properties before reimbursement. A credit line can handle that float.
There were 656 architectural and engineering firms with employees in 2023. Design fees may be billed by phase, and a client may hold back retainage until a project closes. A line of credit can carry the gap; software and plotters can be financed as equipment.
Boutiques, online sellers, pharmacies, grocers, fuel and furnishings.
Boutique and clothing store financing in Las Vegas, NV: loans to buy inventory ahead of a season, credit lines, store build-outs and markdown risk.
Clark County, NV had 1,265 clothing and accessories stores with employees in 2023, employing 18,869 people. A buyer may commit to a season months ahead, and markdowns affect margins. The boutique page covers inventory financing and buying cycles.
Electronic shopping and mail-order houses had 681 employer locations in the county in 2023. An online seller buys inventory and may pay for advertising before marketplace payouts land. Inventory financing can fit the stock; a line can cover ad spend.
Health and personal care stores numbered 671 employer locations in 2023. Stocked shelves tie up cash, and reimbursements from payers can trail sales at a pharmacy counter. Inventory financing is one place to start.
The county had 467 grocery stores and 226 convenience stores with employees in 2023. A grocery or convenience store carries perishable stock and refrigeration. Inventory financing and equipment financing for coolers and freezers are two structures to consider.
Clark County, NV had 481 gasoline stations with employees in 2023, and only 6.7% had fewer than five employees. Fuel and store inventory, pumps and canopy work are significant costs. Two structures to look at are inventory financing and equipment loans.
There were 235 furniture and home furnishings stores with employees in 2023. Floor samples and special orders can carry long lead times, and customers may pay deposits before delivery. Inventory financing covers the showroom.
Building material and garden equipment dealers had 233 employer locations in the county in 2023. A dealer whose contractor accounts buy on terms carries both inventory and receivables; inventory financing plus a line is one combination.
Hair, nail and barber businesses.
Salon, barbershop and nail studio financing in Las Vegas, NV: stations and chairs, remodels, booth-rent versus commission models and buying a salon.
Clark County, NV had 486 beauty salons, 198 nail salons and 57 barber shops with employees in 2023. Nonemployer Statistics, a separate program, counted thousands of salon businesses without payroll in 2024. Stations, chairs and remodels are typical purchases. See the salon page.
Hotels and motels.
Traveler accommodation counted 304 employer locations in the county in 2023 with 142,100 employees; a property of any size may refurbish rooms, replace laundry equipment and upgrade systems. Equipment financing covers furniture and laundry.
Builders, finish trades, mechanical, electrical, landscaping and cleaning.
There were 654 residential building contractors with employees in Clark County, NV in 2023. Nonemployer Statistics, a separate program, counted 4,273 residential building businesses without payroll in 2024. A builder may pay for materials and subcontractors ahead of draws. Equipment financing covers machines; a line covers draw timing.
Drywall, flooring, painting and tile contractors (building finishing, NAICS 2383) had 643 employer locations in 2023 with 15,413 employees. Crews and materials may be paid before a general contractor pays. Equipment financing fits lifts and sprayers.
Plumbing, heating and AC contractors numbered 631 employers in the county in 2023, employing 13,660 people. Service vans, tools and parts inventory are typical costs. Equipment financing can fit the vans and tools.
There were 455 electrical contractors with employees in 2023. A larger job can mean buying wire, panels and fixtures before progress billing, and lifts or trenchers can be purchases. Equipment financing handles the machines.
Nonresidential building contractors had 294 employer locations in 2023, and 39.8% had fewer than five employees. Commercial projects can mean long payment cycles and retainage. Equipment financing covers machinery; contract-backed lines cover the float.
Clark County, NV had 473 landscaping firms with employees in 2023. Mowers, trailers and trucks are typical assets, and a firm pays crews on a payroll cycle while commercial clients may pay on terms. Working capital handles payroll timing.
Janitorial services had 526 employer locations and 9,912 nonemployer operators in the county (CBP 2023; NES 2024). Payroll can be a large cost, and commercial contracts may pay in arrears. Working capital fits the payroll gap.
Auto repair shops and dealerships.
There were 1,007 auto repair employers in Clark County, NV in 2023, and 61 of them in ZIP 89103 alone (ZBP 2023). Lifts, diagnostic tools and parts inventory are typical needs. Working capital covers parts and payroll; equipment financing covers lifts.
The county had 178 automobile dealers with employees in 2023. Vehicle inventory can be financed through a floor plan, which the inventory financing page explains.
Gyms, independent artists and metal shops.
Gym and fitness studio financing in Las Vegas, NV: commercial gym equipment loans, build-outs, membership cash flow and working capital, county counts.
Fitness and recreational sports centers had 218 employer locations in Clark County, NV in 2023. Equipment packages and build-outs come first; membership dues arrive monthly after opening. See the gym page.
Independent artists, writers and performers had 506 employer locations and 10,979 nonemployer businesses in the county (CBP 2023; NES 2024). Income can arrive by engagement, while equipment and travel are paid up front. Working capital sized to booked engagements can fit.
Fabricated metal product manufacturers, including machine shops, had 164 employer locations in 2023. CNC machines, press brakes and welders are large purchases with long lives. Equipment financing is built for them.
Starbend Commercial Capital, a small-business funding service in Las Vegas, NV, groups 39 Clark County, NV business types by sector on this page. Each note gives the industry's Census count, its cash cycle and the structure that can fit, with links to 13 dedicated industry pages and the product pages for the rest.
Partners consider businesses across most industries in Clark County, NV. What changes from trade to trade is the cash cycle: when money goes out, when it comes back, and what the business owns that can secure a deal. Each note below names that pattern and the structure that can fit, with Census counts from County Business Patterns 2023 (employer establishments) and, where noted, Nonemployer Statistics 2024. Thirteen trades have their own pages; the rest link to the product that fits best. The comparison of all six options sits behind every note, and county context is on the Las Vegas, NV page.
By Starbend Commercial Capital · Updated
